No prepay around these parts yet, (Peterborough, Ontario).
I'm sure it'll come, though. Crime pays nowadays. My lawyer friends say, "the legal system doesn't work anymore". It has been corrupted by lib leftist politicians, who view the criminals a poor innocent victims of poverty and disjointed backgrounds who shouldn't be penalized very much for any crime. It's called the revolving door prison system here.
Only the rich, (and poor thru Legal Aid, {much milked}), can afford justice now. If you want instigate any sort of legal action, it will take $30-50 grand to start the process.