I have had a lot of experience with this, I replaced the crank on my Bandit once and three times on my GSXR 1100, and a half dozen or so on ZX 12s and Busas for other people. When one bearing goes, the medal from it usually gets the crank bearing on that journal and the one next to it. The cranks can not be turned down, but they can be polished, if the scores or not to deep. The journal can be welded and turned, but the cost for two journals is more than a new crank. If you have to have a new crank, you will need to get the new crank in hand and then caculate which bearings you will need, to order the bearings. Either way, you will need to disassemble your engine, your oil pump and trans to clean out all bearing particals, so as not to damage the new bearings.
Every time I have changed a crank, I had to replaced 1 or 2 rods, which means the head has to come off. The last time I checked, the dealers charge around $2000 for this plus parts, so if you can't do the work yourself, you may want to look for a used engine.