Newenough is tops! If I was starting over I would most likely do alot of business with them!!!
For bad weather/commuting I use an old pair of Joe Rocket overpants (padding at knees, hips, full length zipper, fairly waterproof - sorta) and a First Gear Kilamangero Jacket (Great! If I had only one this would be it!!!) I understand that First Gear and Hein Gericke are joined at the corperate hips.
For leather I found a great deal on a Vanson perf jacket, got the armor, nothing I'd rather crash in!!! I got HJC pants from Newenough, pads where they are supposed to be, great pants - not my choice for commuting.
Don't forget a good pair of boots (I use Alpinestars, get a good pair of good fitting, waterproof, armored boots, they should be VERY comfortable - mine are) and several good pair of gloves (what are your hands worth? How about control and comfort?) I have three pair, cold, normal, and hot (ventelated) all are armored and acquired at a deal.
This is assuming you already have a good hat (a good hat comes first in my book!!!).
This is why I never recommend riding as a way to save money. By the time you get gear, and get your bike squared away, there better be a better reason than "saving money", unless you are campaigning with the better half!
Steve