That's pretty much exactly it. For instance, I have a pair of snap ring pliers. To date,.. number of times I've needed them? About 3, since the day I started driving 15yrs ago. Number of times used? 1, cos I finally bought them last year during Dita's overhaul after 45 mins trying to get the ring on the front sprocket off without them. Though, with a total investment of $8, I'm not too upset about them sitting in the toolbox and being ignored.
And they have cheap toolboxes too... so if I fill up this one, and the next one I think we already need....
To date, I've never broken a tool, even a "cheapie" PA one. Stripped a couple of bolt threads, but that's it.
They have some really cool tools too,.. like a ratcheting pipe cutter for copper water pipes. MAN that's a time saver. Got one of those too... missed out on the fingertip ratchets yesterday though... oh MAN! Now you've got me started.