Hay Pete,
I live in oz to and I know what you are saying about parts. If it is the cam chain then your best option is to replace it if you have the knowledge to do it yourself then i suggest you do, there arn't to many mechanics out here that will do it cheeply, trust me I just rebuilt my top end after a dropped valve and Every mechanic up here told me to buy a new engine, instead I bought the parts and the total cost of the repair was about a 10th the cost of a new engine.
P.S. the bandit 250 is a pretty noisy little bugger but I use 20w/50 in her and that seems to quiet her a little.