Author Topic: just quoted $1600 for insurance (Read 6389 times)

snofrog · « **on:** March 28, 2005, 08:56:20 PM »

i about came unglued

thats for full coverage on my 00 b 12 s what`s norm out there . my wife thinks i`m full of it when i told her that`s way above avg . M

PitterB4 · « **Reply #1 on:** March 28, 2005, 09:04:35 PM »

That sounds really high but it greatly depends on your record and where you are. Shop around. Some insureres look strictly at displacement while others consider the type of bike. Let us know where you are and maybe someone from your state or area can give you a lead on a cheaper insurer.

snofrog · « **Reply #2 on:** March 28, 2005, 09:08:22 PM »

yah... any help would be appreciated i have one ticket 3 years ago for 10 over thats it. 40 yrs old in petersburg Mi .49270

BBurton · « **Reply #3 on:** March 28, 2005, 10:56:34 PM »

That is highway robbery!!!!!

I am 33 and use progressive as my insurance provider on my 03 B12. I have full coverage and pay less than $400 dollars a year!!! The people quoting you obviously don't know there butt from a hole in the ground.....

Bandits make the sport touring class which makes them cheaper than supersports.

snofrog · « **Reply #4 on:** March 28, 2005, 11:05:25 PM »

thank`s . i`m on that first thing . M

terrebandit · « **Reply #5 on:** March 28, 2005, 11:22:45 PM »

I got the same bike as you and I'm in TX

550 bucks per year for full coverage...

aussiebandit · « **Reply #6 on:** March 29, 2005, 05:35:47 AM »

$1600.00 for insurance!!

I'm not up to speed with the exhange rate but even on Rating 3 I only pay $A580.00.

PeteSC · « **Reply #7 on:** March 29, 2005, 06:19:11 AM »

Yeah. That's way too high. SHop around, and also get a quote for a high deductible, like $1000.

chevsuz12 · « **Reply #8 on:** March 29, 2005, 10:03:24 AM »

I have a 99 B12 with state farm, I pay about $350/yr. I live in the Chicago Area.

GaryB12VA · « **Reply #9 on:** March 29, 2005, 10:13:20 AM »

You might want to check out Dairyland. I have full coverage on my '02 Bandit and liability only on my '04 R1. Just renewed for another year for $480 for both. That's with a multiple-bike discount and discount for taking the MSF ERC.

lovette · « **Reply #10 on:** March 29, 2005, 05:03:03 PM »

Have your insurance co look up rates according to the VIN or try GSF1200/S. I too was quoted a similar amount when the agent looked up Bandit 1200/S. I asked why so much, and she said it's a sportsbike. On a whim she looked up GSF1200/S, at a much lower rate.

Airmotive · « **Reply #11 on:** March 29, 2005, 11:12:20 PM »

I got quotes from nationwide (with whome I have a car, a truck and my house), state farm (who I shopped the above coverage to) Geicko and progressive. The last two I did their online quotes, and Progressive blew them all away....much less money for much more insurance coverage.

Both Progressive and Geicko have online, real-time quotes. very convenient and fast....plus, it allows you to change line-item details and see how it affects your cost. Interestingly, 50/100/50 coverage cost exactly the same as 300/500/300!

It's free, it's easy. I printed up my online quote for my car and truck and will be taking them to my nationwide agent tomorrow. "Beat their price or lose my business".

Red01 · « **Reply #12 on:** March 29, 2005, 11:15:20 PM »

Quote

Give a man a match, and he'll be warm for a minute, but set him on fire, and he'll be warm for the rest of his life.

Must be a long match...

EODSarge · « **Reply #13 on:** March 30, 2005, 08:01:57 PM »

Yikes... I got full coverage from State Farm on an '03 1200s (500/500/250) for $281 every 6 months. 35, no accidents or tickets; but I also have a car with full coverage with them.

wndrr · « **Reply #14 on:** March 31, 2005, 10:40:49 PM »

state Fram was the best price I found as well aroud $450 for full covrage $100.00 comp and col. but you have to have a car with state fram to get the motercycle insruance with them at least in ohio and that was for a 97 b1200 and a 84 700 shadow and two riders