I spent over a year bike shopping and was looking at many of the same bikes as you. I'm 36 and had not ridden in many years. I was looking for a daily commuter with a couple of long trips thrown in, as well as something I could lean over with confidence. My short list included VFR800, FZ6, SV1000s, ZR7...oddly enough, the Bandit never crossed my radar screen.
The ZR eliminated itself simply because there were none to be found.
The SV (my initial favorite) dropped from the list after I sat on one in the showroom for about a half hour. Don't let the half-fairing fool you; it's a sport bike and is not at all comfortable for any lenght of time.
The VFR was $10,000...enough said.
The FZ6 is now what the Bandit will be in a few years. Really, the FZ6 IS a Bandit with all the Bandits little flaws fixed. The FZ is fuel injected, has a full digital gage package with a fuel gage. It has great headlights and running lights. It's got a little more legroom. (Plus, you can reprogram the fuel injection from the dashboard...no need for a PowerCommander). The only reason I'm on a Bandit now and not an FZ is I found a really good deal on a used bike.
The SV is a great bike (love the engine), but sit on one for a while first. She will put a lot of weight on your wrists (and also lacks a center stand, if that's a concern to you).
Ultimately, it's your bike. It just sounded like we fit very similar demographics; so I thought you might be able to use the info.