Wow!
Nice bike! I'm no expert, but I'm pretty sure the variable valve model was not imported to North America at all...so what you have is one VERY rare bike...here anyways.
I also have a 91, and its the normal red on red model, with single disc brake and non-VV engine, which I believe was imported here in 92 and possibly 93 (with silver wheels instead of white).
My Bandit is also my first bike...been riding only 3 months now. It's great to learn on, and somewhat easy to work on! Enjoy!
(BTW--I call 1st dibs if you wanna sell it one day!!!!)